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Redação Mudei e Agora
Jan 192 min read
Houses for sale in Portugal: supply slows down in late 2024
Lisboa Home buying in Portugal gained new momentum in the second half of 2024, fuelled by lower interest rates on home loans and...
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Redação Mudei e Agora
Jan 193 min read
New land law will reduce house prices by 20%, says government
The Government guarantees that the new land law will reduce the price of new homes in metropolitan areas and district capitals by 20%,...
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Redação Mudei e Agora
Jan 192 min read
IMT Jovem: donation of part of the house prevents exemption even if cancelled
A young person to whom part of a house has been donated is excluded from the IMT and Stamp Duty exemption even if the donation is...
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Redação Mudei e Agora
Jan 193 min read
Effort rate is hindering young people's access to public guarantees
The effort rate criterion is preventing some young people from using the State guarantee to buy a house and there are banks that increase...
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Redação Mudei e Agora
Dec 26, 20242 min read
Portugal accelerates sale of bad debt after 2 years of decline
After two years of reductions, Portugal has stepped up the sale of non-performing mortgages in an attempt to clean up banks’ balance...
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Redação Mudei e Agora
Dec 26, 20241 min read
Redemption of PPR to pay credit will be penalized again in 2025
From 2025 onwards, withdrawals from Retirement Savings Plans (PPR) to pay off a home loan will once again be penalised, after a period of...
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Redação Mudei e Agora
Dec 26, 20242 min read
Home sales jump 19% - and prices see biggest rise in 2 years
The number of residential property transactions in Portugal increased by 19% in the last quarter, recording the biggest price increase in...
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Redação Mudei e Agora
Dec 26, 20242 min read
Banks ready to implement public guarantee in housing credit
Banking institutions in Portugal are ready to implement the new public guarantee measure for housing loans, designed to facilitate access...
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Redação Mudei e Agora
Nov 21, 20242 min read
Using capital gains to buy a second home? Exemption no longer applies
The profits obtained from the sale of a property are exempt from capital gains tax if they are used to repay the permanent housing loan,...
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Redação Mudei e Agora
Nov 21, 20242 min read
Real estate in the world: trends and sectors to invest in today and in the future
The global real estate environment faces a number of challenges, from central bank monetary policies affecting lending to the...
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Redação Mudei e Agora
Nov 21, 20241 min read
Nine out of ten Portuguese people opt for a mixed rate when buying a house
The mortgage market continues to boom and, despite the fact that housing prices are increasingly high in Portugal, the Portuguese are...
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Redação Mudei e Agora
Nov 21, 20241 min read
The government has already set a guarantee of 1.2 billion to help young people buy a house. The banks' installments have yet to be decided
The Minister of State and Finance, Joaquim Miranda Sarmento, set this Monday, in an order published in the Official Gazette, that the...
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Redação Mudei e Agora
Oct 17, 20242 min read
Buying a house? Learn how to deal with condominium issues
When buying a house, it is essential to understand the obligations related to the condominium, as these affect both family life and the...
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Redação Mudei e Agora
Oct 17, 20242 min read
Tips: Smart home
Turning your home into a smart home is easier than you think. This is no longer a future trend, but an accessible and practical reality...
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Redação Mudei e Agora
Oct 17, 20242 min read
Public guarantee on housing credit: impact depends on adherence
The public guarantee that will facilitate access to housing credit for young people has already been regulated and is expected to become...
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Redação Mudei e Agora
Oct 17, 20242 min read
Families are asking for more housing credit to buy a house
The number of new home loans in Portugal has been recovering as interest rates fall. This trend is being felt by Portuguese banks, which...
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Redação Mudei e Agora
Sep 18, 20242 min read
Euribor will fall and ease home payments – but puts pressure on prices
Everything indicates that the Euribor will continue to fall in the coming months, after the European Central Bank (ECB) announced a new...
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Redação Mudei e Agora
Sep 18, 20242 min read
Capital gains under 2 regimes: the date of sale of the house is decisive
The new rules for benefiting from the IRS exemption on capital gains from the sale of houses came into force last Wednesday, September...
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Redação Mudei e Agora
Sep 18, 20242 min read
Public guarantee for young people: banks will have a limit on the amount they can lend
There is some news about the public guarantee for young people. One of them is that banks that sign up to the public guarantee for...
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Redação Mudei e Agora
Sep 18, 20243 min read
Paying rent in advance to get a discount? What the market and the law say
Creativity is part of the real estate business. And to avoid situations of default, to obtain liquidity to face expenses related to...
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